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Nalwi Business Solutions
Transparent & local lending for small businesses

Fast, fair financing for local entrepreneurs

Access short and medium-term loans tailored to your cashflow needs. Simple rates, clear schedules, and flexible frequencies — daily, weekly or monthly.

24–48hDecision time
FlexibleDaily / Weekly / Monthly
TransparentNo hidden fees
Happy customer

Simple-interest estimates

Quickly calculate expected repayments with our simple-interest estimator. Preserve term units and choose payment frequency for accurate schedules.

Flexible repayment schedules

Support for daily, weekly, biweekly, and monthly payments. Adjust intervals and due days to match your business cycle.

Local support & secure processes

Our team operates locally with responsible underwriting. Secure file uploads and role-based access control keep your data safe.

Micro loans
Micro Working Capital
Short-term loans for inventory and cashflow; weekly or monthly repayments.
Equipment finance
Equipment & Asset Finance
Longer-term options with tailored arrangements and run schedules.

Get in touch

Interested in a loan or want to learn more? Our local team is ready to help — reach out using any of the options below.

Ready to apply?
Create a client profile and submit your loan request — it only takes a few minutes.

Policies & Requirements

Collateral Policy

Collateral may be required for loans with monthly repayment schedules. In case of default, collateral will be seized and sold to recover the loan amount. Clients must repay according to the agreed schedule; failure to do so may result in collateral seizure and sale.

Default Policy

If a client defaults, Nalwi Business Solutions will take the following steps to recover outstanding amounts:

  • Send reminders and notifications to the client.
  • Conduct site visits for collateral verification.
  • Seize and sell collateral to recover the loan amount.

Note: Nalwi Business Solutions reserves the right to modify loan terms and conditions as necessary.

Loan Requirements

  • Two (2) passport-size photos
  • Photocopy of National Registration Card (NRC)
  • Collateral (valued appropriately)
  • Investigation and verification process (including site visit)

"Nalwi helped me bridge a seasonal cashflow gap quickly. The terms were clear and repayments fitted our cycle."

— Mwansa, Smallholder Farmer

"Fast approval and great local support. The repayment schedule matched our market days — very helpful."

— Chanda, Retailer

Ready to grow your business?

Create a client profile and submit a loan request in minutes. Our team will review and respond quickly.